Your right to use Our Site will cease immediately in the event of such a breach. Pensions Administration Limited, a limited company registered in England under Before Cookies are placed on your computer or device, subject to section 15.4, you will be shown a message bar requesting your consent to set those Cookies. We may sometimes contract with third parties to supply services to you on Our behalf. If you do not accept and agree with this Privacy Policy, you must But even then, it must not unfairly go against what is right and best for you. 12.6 By breaching the provisions of sub-Clauses 12.3 to 12.5 you may be committing a criminal offence under the Computer Misuse Act 1990. Specifically, We may take one or more of the following actions: 7.3.1 suspend, whether temporarily or permanently, your Account and/or your right to access Our Site; 7.3.3 take legal proceedings against you for reimbursement of any and all relevant costs on an indemnity basis resulting from your breach; 7.3.4 take further legal action against you as appropriate; 7.3.5 disclose such information to law enforcement authorities as required or as We deem reasonably necessary; and/or. You can choose to enable or disable Cookies in your internet browser. 10.4 If, as a result of Our failure to exercise reasonable care and skill, any digital content from Our Site created by Us (that is not User Content) damages your device or other digital content belonging to you, you may be entitled to certain legal remedies. Members were written to by Thames in July laying out all things they may try to do to their pension. The inclusion of a link to another site on Our Site is for information only and does not imply any endorsement of the sites themselves or of those in control of them. Google utilizes the Data collected to track and examine View. If any of your information changes at a later date, it is your responsibility to ensure that your Account is kept up-to-date. We have carefully chosen these Cookies and have taken steps to ensure that your privacy is protected and respected at all times. This gives you a basis for comparison with what might happen if you transfer out. 14.2.4 Provide you with information about your pension. Registered in England and Wales no. Steps We take to secure and protect your data include: access to data being restricted to authorised personnel; and. Your privacy is protected by law. Please note, however, that these services will not prevent you from receiving marketing communications that you have consented to receiving. 6.2 An Account is required if you wish to submit User Content. Registered office 1st Floor Chancery House, St Nicholas Way, Sutton, Surrey SM1 1JB, Legal and General appoints Pitmans Trustees for DC mastertrust, Marks and Spencer to move to bundled mastertrust ahead of auto-enrolment, Smiths completes 142 million bulk annuity buy-in transaction, NHS Business Services Authority becomes menopause-friendly employer, Suntory Beverage and Food introduces employee volunteering platform, Marks and Spencer invests 57m in retail pay rise, Helen Burgess: Long-term hybrid working plans key for many employers. You may remove these Cookies and prevent future use of them by following the steps set 11.3 Our Site is intended for non-commercial use only. 5. your address and postcode, email, telephone and mobile numbers), and Cookies are then sent back 7.2.9 is in breach of any legal duty owed to a third party including, but not limited to, contractual duties and duties of confidence. The analytics service(s) used by Our Site use(s) Cookies to gather the required information. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our services. 6.4 You agree that you will be liable to Us and will, to the fullest extent permissible by law, indemnify Us for any breach of the warranties given by you under sub-Clause 6.3. It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the Certain features of Our Site depend on Cookies to function. Location: North London. Please read these Terms and Conditions carefully and ensure that you understand them. or all of the following data. the right to ask Us to delete any personal data We hold about you; In certain circumstances, the right to restrict (i.e. GMB has one job and that is to improve the pay and conditions of GMB members in their workplaces. These may help to prevent you receiving unsolicited marketing. placing of Cookies; however certain features of Our Site may not function fully or as intended. We recommend that you check this page regularly to keep up-to-date. This Policy applies to Our use of any and all data collected by us in relation to your use of Our Site. 3.1 Access to Our Site is free of charge. 11.5 We neither assume nor accept responsibility or liability arising out of any disruption or non-availability of Our Site resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, natural events, acts of war, or legal restrictions and censorship. developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings. This includes Our holding company and its subsidiaries. 7.1 You may only use Our Site in a manner that is lawful and that complies with the provisions of this Clause 7. 4.5 Any personal information provided in your Account will be collected, used and held in accordance with your rights and Our obligations under the Data Protection Act 1998, as set out in Clause 16. If We are unable to help, you also have the right to lodge a complaint with the UKs supervisory authority, the Information Commissioners Office. 3.3 Access to Our Site is provided as is and on an as available basis. involved in legal proceedings, where We are complying with the requirements of legislation, a court order, or a governmental authority. The analytics service(s) used by Our Site use(s) Cookies to gather the required information. 2.2 The operation of Our site does not require oversight by any professional or regulatory body. 15.2 We will never send you marketing emails of any kind. Thames Water is in talks to close its "unsustainable" final salary pension schemes as the under-fire utility giant wrestles with costs and a regulatory clampdown.Britain's biggest water . Thames Water Pension Scheme in accordance with the requirements of the Pensions Act 1995 (as amended by the Pensions Act 2004). If you have any questions about Our Site or this Privacy Policy, please contact Us by email at contactus@thpa.co.uk, by telephone on 020 3440 8390, or by post at Trafalgar House Pensions Administration Limited, Trafalgar House, PO Box 119, Blyth NE24 9EN. or any other kind of request as indicated by the forms header. Google Analytics is a web analysis service provided by Google Inc. (Google). 15.1 If you have an Account, We may from time to time send you important notices by email. I'm attempting to resolve my dads affairs after he suddenly passed away earlier this year. signing up to this Application or after making a purchase. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site. He says that the compromise agreement was contrary to section 91 (1) of the Pensions Act 1995. This Policy applies to Our use of any and all data collected by us in relation to your use of Our Site. The inclusion of a link to another site on Our Site is for information only and does not imply any endorsement of the sites themselves or of those in control of them. If you are a business user, We accept no liability for loss of profits, sales, business or revenue; loss of business opportunity, goodwill or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage. People for THAMES WATER PENSION TRUSTEES LIMITED (02228533) More for THAMES WATER PENSION TRUSTEES LIMITED (02228533) Registered office address Clearwater Court, Vastern Road, Reading, Berkshire, RG1 8DB . Cookies do lots of different and useful jobs, such as remembering preferences, and generally improving your online experience. Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy 70,000 - 80,000/annum Travel Costs, Bonus, Pension Scheme Electrical Engineer (Water sector) Croydon, London 35,000 - 55,000/annum Training, progression,remote working Electrical Project Engineer. You may, if you wish, deny consent to the We use some essential cookies to make this website work. Certain of these Cookies may be placed immediately when you first visit Our Site and it may not be possible for Us to obtain your prior consent. If you are a business user, We accept no liability for loss of profits, sales, business or revenue; loss of business opportunity, goodwill or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage. Thames Water is the UK's largest water and wastewater company. They asked for feedback on these options. Site. including, but not limited to, login and personalisation settings. Please encourage your colleagues to sign up with a Trade Union so that we can stand together to fight any attack on your pension. We will not be liable to you in any way if Our Site (or any part of it) is unavailable at any time and for any period.<. Please note, however, that these services will not prevent you from receiving marketing communications that you have consented to receiving. Cookies are then sent back However, to use all features and functions available on Our Site you will be required to submit or allow for the collection of certain data. use these Cookies, as detailed below, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually This sections explains how that works. Such notices may relate to matters including, but not limited to, service changes, changes to these Terms and Conditions, and changes to your Account. These Cookies are shown below in section 15.5. 5.7 Our status as the owner and author of the Content on Our Site (or that of identified licensors or Users, as appropriate) must always be acknowledged. They all work in the same way but have minor differences. It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the Your data will only be stored within the European Economic Area (the EEA) (The EEA consists of all EU member states, plus Norway, Iceland, and These may include payment processing, search engine facilities, address tracing or identity verification service providers. Subject to sub-Clause 12.3, We accept no liability for any loss or damage resulting from a virus or other malware, a distributed denial of service attack, or other harmful material or event that may adversely affect your hardware, software, data or other material that occurs as a result of your use of Our Site (including the downloading of any Content (including User Content) from it) or any other site referred to on Our Site. The analytics service(s) used by Our Site use(s) Cookies to gather the required information. Protection Regulation (GDPR); means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended in 2004, 2011 and 2015; and. Pensions administration. Our Site. Complaint summary. All Content (including User Content) is protected by applicable United Kingdom and international intellectual property laws and treaties. on controlling Cookies. all cookies or only third party cookies. on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. There is a problem with some of the information that you have entered: Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire, GU14 6XN, Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN, Are you being scammed? Please ensure that your query is clear, particularly if The deal means that members under the previous defined contribution (DC) scheme run by Thames Water, will now reap the benefits of being under a new master trust run by insurance organisation Aon. Data unsolicited marketing. Our Site uses analytics services provided by Google Inc. Website analytics refers to a set of tools used to collect and analyse usage statistics, enabling Us to better understand how people use Our Site. Most internet browsers also enable you to choose whether you wish to disable supplying you with email newsletters, alerts and invitations to events that you have subscribed to (you may unsubscribe or opt-out at any time by following tracing or identity verification service providers. The operation of Our site does not require UK and EU Cookie Law deems these Cookies to be strictly necessary. For more details, please refer to section 5, above, and to section 15.5 below. This includes sharing it outside of We will Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House You should check with the Thames Water scheme what the NPA is, what you might expect to receive from it at that point, what the rules are regarding taking it early and what the reductions in this might be, were you to do so. understand it. The individual pension scheme to which you are a member will have its only Privacy Policy which you should refer to for more information about how your data is managed. But even then, it must not unfairly go against what is right and best for you. You may access certain areas of Our Site without providing any data at all. This includes sharing it outside of By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. The deal means that members under the previous defined contribution (DC) scheme run by Thames Water, will now reap the benefits of being under a new master trust run by insurance organisation Aon. The law says we must have one or more of these reasons: A legitimate interest is when we have a business or commercial reason to use your information. Specifically, We may If We are unable to help, you also have the right to lodge a complaint with the UKs supervisory authority, the Information 18.1 These Terms and Conditions, and the relationship between you and Us (whether contractual or otherwise) shall be governed by, and construed in accordance with, English law. 4.2 When creating an Account, the information you provide must be accurate and complete. You may still block these cookies by changing your internet browsers settings as detailed below in section 15.9, but please be aware that Our Site may not work as intended if you do so. Thames Water Mirror Image Pension Scheme - Statement of Investment Principles (SIP), Thames Water Mirror Image Pension Scheme - Implementation Statement. We may share your data with other companies in Our group. oversight by any professional or regulatory body. 5.7 Our status as the owner and author of the Content on Our Site (or that of identified licensors or Users, as appropriate) must always be acknowledged. All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. 3.1 Access to Our Site is free of charge. By default, most internet browsers accept Cookies but this can be changed. use your data for the following purposes: We use your data to provide the best possible services to you. 5.6 Subject to sub-Clauses 5.3 and Clause 7 (governing User Content) you may not otherwise reproduce, copy, distribute, sell, rent, sub-licence, store, or in any other manner re-use Content or any other material from Our Site unless clearly given express permission to do so. We have carefully chosen these Cookies and have taken steps to ensure that your privacy is protected and respected at all times. Details of the Cookies used by Our Site are set out in section 15, below; means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal 16. According to a Thames Water website advertising the plans, the proposals would help increase resilience to drought events by 2031 and are less expensive and quicker than other schemes such as a . We may change this Privacy Policy as we may deem necessary from time to time, or as may be required by law. Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. Please refer to Clause 4 for more information. as detailed below in section 15.9, but please be aware that Our Site may not work as intended if you do so. Any and all such breaches will be reported to the relevant law enforcement authorities and We will cooperate fully with those authorities by disclosing your identity to them. 12.5 You must not attack Our Site by means of a denial of service attack, a distributed denial of service attack, or by any other means. your rights and Our obligations under the law. that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003. by Us. We neither assume nor accept responsibility or liability for the content of third party sites. It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings. 18.2 If you are a pension scheme member, any disputes concerning these Terms and Conditions, the relationship between you and Us, or any matters arising therefrom or associated therewith (whether contractual or otherwise) shall be subject to the jurisdiction of the courts of England, Wales, Scotland, or Northern Ireland, as determined by your residency. Trafalgar House Pensions Administration Limited understands that your privacy is important to you and that you care about how your information is used and shared online. Depending upon your use of Our Site, We may collect some You can choose to delete Cookies at any time however you may lose any information that enables you to access Our Site more quickly and efficiently means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. comply with Our obligations and safeguard your rights under the GDPR at all times. Your email address might also be added to this list as a result of Pensions Administration Limited, a limited company registered in England under For further details, please consult the help menu in your Thames Water - WaterHelp Who can get help? Under the GDPR, no fee is payable and We will Details of the Cookies used by Our Site are set out in section 15, below; means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; means this website, www.myworkpension.co.uk; means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. You can call our extra care team on 0800 009 3652 if you are struggling to pay your water bill and would like to talk through your options. required to submit or allow for the collection of certain data. Third parties whose content appears on Our Site may use third party Cookies, as detailed below in section 15. You may also wish to sign up to one or more of the preference services operating in the UK: The Telephone Preference Service (the TPS), the Corporate Telephone Preference Service (the CTPS), and the Mailing Preference Service (the MPS). developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings. Please contact Us for more details at contactus@thpa.co.uk, or using the contact details below in first visit Our Site and it may not be possible for Us to obtain your prior consent. In particular, We aim to give you strong controls on Our use of your data for direct marketing purposes (including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy policies of any such third parties. Mr D has also raised concerns in relation to his funds in the Schemes AVC arrangements. Current and former employees report that Thames Water provides the following benefits. 11.4 We exercise all reasonable skill and care to ensure that Our Site is free from viruses and other malware. This, in turn, enables Us to improve Our Site and the services offered through it. data being published and exchanged with Our Site being encrypted. For more details, please refer to section 5, above, and to section 15.5 below. Thames Water still currently has two defined benefit (DB) schemes that are closed to new joiners but are open to future accrual. USS first became an investor in Thames Water in 2017, attracted by the opportunity to support the long-term investment needs of the business. You do not have to allow Us to use these Cookies, as detailed below, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you. You may restrict your internet browsers use of Cookies. 7.3.6 any other actions which We deem reasonably appropriate (and lawful). are shown below in section 15.5. Our use of your personal data will always have a lawful basis, either because it is necessary for Our performance of a contract with the trustees of the This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 the General Data Protection Regulation (GDPR); means Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN and whose main trading address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. We respect and value the privacy of everyone who visits Our Site and will only collect and use information in ways that are useful to you and in a manner consistent with Thames Water Pension Scheme 12 May 2017 at 2:45PM in Pensions, annuities & retirement planning 2 replies 2.1K views coxy787878 Forumite 1 Post Hi all, appreciate anyone's feedback on this. We recommend that you check this page regularly to keep up-to-date. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. 18.3 If you are a business, any disputes concerning these Terms and Conditions, the relationship between you and Us, or any matters arising therefrom or associated therewith (whether contractual or otherwise) shall be subject to the exclusive jurisdiction of the courts of England and Wales. Specifically: 7.1.1 you must ensure that you comply fully with any and all applicable local, national, and international laws and/or regulations; 7.1.2 you must not use Our Site in any way, or for any purpose, that is unlawful or fraudulent; 7.1.3 you must not use Our Site to knowingly send, upload, or in any other way transmit data that contains any form of virus or other malware, or any other code designed to adversely affect computer hardware, software, or data of any kind; and. Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. These may help to prevent you receiving unsolicited marketing. Where any of your data is required for 11.6 Nothing in these Terms and Conditions excludes or restricts Our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be excluded or restricted by law. 5.6 Subject to sub-Clauses 5.3 and Clause 7 (governing User Content) you may not otherwise reproduce, copy, distribute, sell, rent, sub-licence, store, or in any other manner re-use Content or any other material from Our Site unless clearly given express permission to do so. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 13, above). Complaint summary. personal details such as your name, gender, age, date of birth, contact details (e.g. We will page regularly to keep up-to-date. We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003. 14.1 All personal information that We may collect (including, but not limited to, your name and contact details) will be collected, used and held in accordance with the provisions of the Data Protection Act 1998 and your rights and Our obligations under that Act. It is provided for general information purposes only. prevent) the processing of your personal data; The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation); The right to object to Us using your personal data for particular purposes; and. 10.4 If, as a result of Our failure to exercise reasonable care and skill, any digital content from Our Site created by Us (that is not User Content) damages your device or other digital content belonging to you, you may be entitled to certain legal remedies. Please refer to Clause 4 for more information. Please contact Us for more details at contactus@thpa.co.uk, or using the contact details below in section 16. Data Protection law says that we are allowed to use personal information only if we have a proper reason to do so. links or whether they are shared by other users). We respect and value the privacy of everyone who visits Our Site and will only collect and use information in ways that are useful to you and in a manner consistent with your rights and Our obligations under the law. Mr D's complaint concerns changes that were made to the Scheme's additional voluntary contribution (AVC) arrangements by the Trustee. If you believe your Account is being used without your permission, please contact Us immediately at contactus@thpa.co.uk. UK and EU Cookie Law deems these Cookies to be strictly necessary. 12.3 You must not deliberately introduce viruses or other malware, or any other material which is malicious or technologically harmful either to or via Our Site. 10.2 Professional or specialist advice should always be sought before taking any action relating to pension or investment matters. 4.4 You must not use anyone elses Account without the express permission of the User to whom the Account belongs. Dr White has complained that Thames Water, his employer, used a compromise agreement to circumvent the Scheme rules regarding the payment of an unreduced pension. On the go: The 1.7bn Thames Water Pension Scheme and the 770.9m Thames Water Mirror Image Pension Scheme have appointed Redington as their new investment adviser. 8.4.12 is made in breach of any legal duty owed to a third party including, but not limited to, contractual duties and duties of confidence. For further details, please consult the help menu in your internet browser or the documentation that came with your device. or all of the following data. 6.1 User Content on Our Site includes (but is not necessarily limited to) names, residential addresses, bank account details, marital status, information about your dependents and next of kin, pension and investment options. Please read this Privacy Policy carefully and ensure that you GMB is a general union - which means that anyone can join us. If you have any questions about Our Site or this Privacy Policy, please contact Us by email at contactus@thpa.co.uk, by telephone on 020 3440 8390, or by post at Trafalgar House Pensions Administration Limited, Trafalgar House, PO Box 119, Blyth NE24 9EN. To sign up with a Trade Union so that we are allowed to use Our Site is free charge. Services will not prevent you receiving unsolicited marketing required to submit User Content ) is protected and at! Happen if you believe your Account is kept up-to-date require UK and EU Cookie Law deems these and... Of GMB members in their workplaces emails of any and all data collected by us in to. Encourage your colleagues to sign up with a Trade Union so that are... Require oversight by any professional or specialist advice should always be sought before taking any relating! Operation of Our privacy Policy carefully and ensure that your Account is kept up-to-date any action to! 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